WebOct 29, 2024 · 对于刚来美国的朋友们来说,因为美国这边不同种类的银行账户的名字不是直译的,所以可能有点摸不着头脑。这篇文章就来简单介绍一下各种银行账户的特性。简单来说就是这样: Checking Account: 支票账户,通常会附带一个 debit card,相当于国内的借记卡。 Savings Account: 储蓄账户,相当于国内的活期 ... WebOct 17, 2016 · checking account (支票账户、往来账户)是用来日常消费,提现无手续费,且无时间限制,一般来说无利息或利息很低。. savings account (储蓄账户、相当于国内的活期存款),有利息或利息较支票账户高,不能直接用来刷卡消费,而是要先把钱转移到checking account 里 ...
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